{"id":4764,"date":"2022-12-23T13:07:25","date_gmt":"2022-12-23T13:07:25","guid":{"rendered":"https:\/\/eatzcebu.ph\/reb\/?p=4764"},"modified":"2022-12-23T13:07:25","modified_gmt":"2022-12-23T13:07:25","slug":"real-estate-101-what-is-that-20-property-equity","status":"publish","type":"post","link":"https:\/\/eatzcebu.ph\/reb\/real-estate-101-what-is-that-20-property-equity\/","title":{"rendered":"Real Estate 101: What is that 20% property equity?"},"content":{"rendered":"<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-ctxyg-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-ctxyg-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm h-full dark:bg-gray-800\">\n<div class=\"w-full border-b border-black\/10 dark:border-gray-900\/50 text-gray-800 dark:text-gray-100 group bg-gray-50 dark:bg-[#444654]\">\n<div class=\"text-base gap-4 md:gap-6 m-auto md:max-w-2xl lg:max-w-2xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-dpcql-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-dpcql-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm h-full dark:bg-gray-800\">\n<div class=\"w-full border-b border-black\/10 dark:border-gray-900\/50 text-gray-800 dark:text-gray-100 group bg-gray-50 dark:bg-[#444654]\">\n<div class=\"text-base gap-4 md:gap-6 m-auto md:max-w-2xl lg:max-w-2xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>In the Philippines, home equity refers to the difference between the value of a property and any outstanding mortgages or loans secured against it. For example, if you own a property that is valued at PHP 2,000,000 (Philippine pesos) and you have an outstanding mortgage of PHP 1,600,000, your home equity would be PHP 400,000 (2,000,000 &#8211; 1,600,000).<\/p>\n<p>If you have a home equity of 20% on a property valued at PHP 2,000,000, this would mean that you have equity of PHP 400,000 (20% of 2,000,000). This amount represents the amount of the property that you own outright, without any outstanding mortgages or loans secured against it.<\/p>\n<p>It is important to note that the amount of home equity you have can vary over time, depending on changes in the value of your property and any changes to your outstanding mortgage balance. If you are considering using your home equity to borrow money or as collateral for a loan, it is a good idea to consult with a financial advisor or a lender to understand your options and determine the best course of action for your specific situation.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In the Philippines, home equity refers to the difference between the value of a property and any outstanding mortgages or loans secured against it. For example, if you own a property that is valued at PHP 2,000,000 (Philippine pesos) and you have an outstanding mortgage of PHP 1,600,000, your home equity would be PHP 400,000 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85,88],"tags":[],"class_list":["post-4764","post","type-post","status-publish","format-standard","hentry","category-blogs","category-real-estate-101"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Real Estate 101: What is that 20% property equity? - Prime Properties in Philippines | Real Estate Philippines<\/title>\n<meta name=\"description\" content=\"In the Philippines, home equity refers to the difference between the value of a property and any outstanding mortgages or loans secured against it\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Real Estate 101: What is that 20% property equity? 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